Spending money can be a lot of fun, but if it runs out before your bills are paid it can be a problem. If you have problems controlling your spending or if you notice that you seem to run out of funds before the month is over, chances are you need to create a budget. Instead of being restrictive, a budget is a great way to help you spend with intention in a way that allows you to cover both your needs and your wants. If you are not sure what we mean, our tips are a great place to start.
Budget on a Month-to-Month Basis
Most months will have the same general bills but ....
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